Do I need to have a PayPal account Yes, however if you dont have a. To access our initial disclosure document, please click here. To apply for PayPal Credit simply choose the PayPal credit option in the checkout. Société en Commandite par Actions Registered Office: 22-24 Boulevard Royal L-2449, Luxembourg). pay for their online purchases via credit card, bank transfer or their PayPal balance. A selection of installment offers will be. Just click on the PayPal Credit button on our checkout page. Fill out and submit the application, making sure all your personal information is correct. Log in to your PayPal account to access the application. Finance is provided by PayPal Credit (a trading name of PayPal (Europe) S.à r.l. How do I apply Applying for PayPal Credit is easy. Visit the PayPal Cashback Credit Card’s webpage. eBay (UK) Limited may receive commission if your application for credit is successful, the commission does not affect the amount you will pay under your agreement. eBay (UK) Limited acts as aĬredit broker not a lender. Available on baskets of £99+.ĮBay (UK) Limited is an appointed representative of eBay Commerce UK Ltd (of Hotham House, 1 Heron Sq, Richmond upon Thames, Greater London, TW9 1EJ) which is authorised and regulated by the Financial Conduct Authority (with firm reference number 968972). Figures may change if you modify your order. To maintain an offer, you must keep up your minimum payments and stay within your credit limit. Explore our line of credit and digital credit card options. The Representative Example below shows the typical costs of using a PayPal Credit limit, without using promotional offers.If you're calling from outside the UK, call Discover our debit card, get cash back with the PayPal credit card, and finance purchases with PayPal Credit. What is the cost of PayPal Credit outside of promotional offers? Just return your purchase as normal and the money will be refunded to your PayPal Credit account. What happens if I want to return the item I bought using my PayPal Credit? Just select the PayPal Credit option on the payment page or from shopping cart. You can still use PayPal to complete your purchase. You can apply for PayPal Credit directly from the checkout or from cart page. If you have been declined for PayPal Credit, PayPal will send you more information about why your application was unsuccessful. What do I do if I am unsuccessful in applying for PayPal Credit? Signing up for a PayPal account is free and easy all you need to do is provide your email address, create a password and accept PayPal’s User Agreement. Yes, however if you don’t have a PayPal account, you can create one as part of the PayPal Credit application. If you already have PayPal Credit you do not need to reapply, just select PayPal Credit as your payment option at checkout. You can use the credit limit granted to pay for today's purchase and future purchases at thousands of online stores where PayPal is accepted, up to your credit limit.ĭo I need to reapply if I already have PayPal Credit? PayPal will then run a credit check and, if approved, you’ll have a credit limit linked to your PayPal account as soon as you accept your Credit Agreement. The application form takes minutes to complete. In order to maintain the 0% offer, you need to keep up monthly repayments and stay within your credit limit.Īpplying for PayPal Credit is easy. Any remaining balance due after the 4-month promotional period or any transactions under £99 will be charged interest at 21.9% p.a. * The minimum payment due still applies to 0% offer balances. Plus, you can spread the cost of purchases under £99 at the standard variable rate of interest, currently 21.9% p.a. Every time you spend £99 or more, you will automatically get 0% interest for 4 months on that purchase. Further InformationĪ 0% interest offer you can use again and again: PayPal Credit’s 0% interest offer is better than just an introductory offer. It’s a credit limit that sits alongside your PayPal account which you can use for your online purchases.įor full PayPal Credit FAQs select 'Further Information' below. PayPal Credit is like a credit card, without the plastic.
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